Geri
İş Bankası offers exclusive advantages on banking products and services for ÜNSPED customers.
Companies that receive services from UNSPED Customs Consultancy and Logistics Services Inc. can access foreign trade-related services and products at discounted prices and rates.
Foreign Trade Support Hotline
You can obtain information and assistance on a wide range of topics, from letters of credit for foreign trade transactions to export credits, export payment acceptance certificates, and commitment closures, from the Foreign Trade Support Line at +902123168383, which has been specially established for Ünsped companies.
The line is available on weekdays from 09:00 to 18:00. If needed, our Foreign Trade field Managers will schedule a visit to your premises.
Products and services offered by İş Bankası exclusively to Ünsped customers:
Commercial Loans:
Spot Loan with Mid-Term Interest Payments:
| Loan Type | Maturity | Interest Payment Frequency | Interest Rate |
| Spot Loan | 6 Months | 1 Months | 46.75% |
| Spot Loan | 6 Months | 3 Months | 47.95% |
| Spot Loan | 9 Months | 1 Months | 45.25% |
| Spot Loan | 9 Months | 3 Months | 46.25% |
| Spot Loan | 1 Year | 1 Months | 43.50% |
| Spot Loan | 1 Year | 3 Months | 44.50% |
| Spot Loan | 1 Year | 6 Months | 46.25% |
Monthly Installment Loans:
| Loan Type | Maturity | Interest Rate |
| Export Loan | 12-23 Months | 3.59% |
| Export Loan | 24 Months | 3.44% |
Letters of Guarantee in Turkish Lira:
The terms for letters of guarantee are annual, and the amounts are fixed in Turkish Lira. Additionally, an allocation fee of 0.20% will be charged on the allocated limit.
Cash Transactions:
Up to 100 wire transfers of up to 300,000 TL can be made free of charge through digital channels.
Mandatory Conditions:
To benefit from preferential rates, the new sale of two of the following products and services is required:
• SME Package Insurance
• 2 invoice instructions
• Commercial Additional Account
• Commercial Credit Card/TİM Exporter Card
• Export proceeds must be received by our bank
• Import payments must be made through our bank
• Foreign Trade Package Allocation
Foreign Trade Expenses Packages
*Foreign Trade Small Option Package: Valid for a 12-month period. The package fee is 33,300 TL.
Through Branch: 75 exports and 10 imports
Through Internet / Cash Management File Automation (NYDO): 30 imports
*Foreign Trade Medium Option Package: Valid for a 12-month period. The package fee is 68,250 TL.
Through Branch: 200 exports and 20 imports
Through Internet / Cash Management File Automation (NYDO): 50 imports
*Foreign Trade Large Option Package: Valid for a 12-month period. The package fee is 68,250 TL.
Through Branch: 200 exports and 20 imports
Through Internet / Cash Management File Automation (NYDO): 50 imports
TİM Exporter Card
The Maximiles Exporter Card, which earns miles both for shopping and for exports made through İş Bankası, offers advantages and discounts on accommodation, restaurants, and many other areas.
Maximiles TİM Exporter Card | Türkiye İş Bankası
Letter of Credit
Information regarding the application conditions, processes, and details of Letter of Credit transactions, which are used as an important payment method in both international and domestic trade activities, can be obtained through İş Bankası's team of experts.
Digital Export Loans
Our exporting customers can use their Rotating Export Credit (BCH) limit at İş Bankası via Commercial Internet Banking and İşCep Commercial without signing any documents.
The final decision on loan applications will be made by İş Bankası.
Limit allocation and revision fees may be charged within legal limits.
A utilization fee of 1.10% of the loan amount + BSMV (Bank and Insurance Transactions Tax) will be charged on the relevant loan.
İş Bankası reserves the right to reject the loan application or, if deemed necessary, to grant the loan under different terms and request collateral.
The BSMV (Bank and Insurance Transactions Tax) fee is 5%.
