Service

COOPERATION FACILITATES FOREIGN TRADE GÜMRÜKTECELL

COOPERATION FACILITATES FOREIGN TRADE GÜMRÜKTECELL

İşbank Offers Special Advantages on Banking Products and Services for ÜNSPED Clients

Companies receiving services from ÜNSPED Customs Consultancy and Logistics Services Inc. can access foreign trade-related products and services at discounted rates and prices.

Foreign Trade Support Line
Through İşbank’s Foreign Trade Support Line, created exclusively for ÜNSPED clients, you can receive information and guidance on various topics related to foreign trade transactions—from letters of credit and export loans to export proceeds acceptance documents and commitment closures. You can reach the support line at +90 212 316 83 83, available on weekdays between 09:00 and 18:00. If needed, a visit from our Foreign Trade field managers can be arranged.

Products and Services Offered by İşbank for ÜNSPED Clients:
Commercial Loan:

  • Spot Loan with Interim Interest Payment
VadeFaiz Ödeme SıklığıFaiz Oranı
6 ay1 ay54,25
6 ay3 ay55,30
9 ay1 ay51,60
9 ay3 ay52,85
1 yıl1 ay50,15
1 yıl3 ay51,35
1 yıl6 ay53,15

 

 

Monthly Installment Loan:

Kredi TürüVadeFaiz Oranı
İhracat Kredisi12-24 ay4,39

 

 

Letters of Guarantee in Turkish Lira

 

TL Teminat Mektubu
TutarKomisyon Tutarı/Oranı
0- 75.000₺4.030
75.001- 150.000₺5.460
150.001- 250.000₺7.020
250.001- 500.000₺8.580
500.001- 905.000₺10.140
905.001- 1.500.0001,15%
1.500.001- 2.000.0000,90%
2.000.001- 3.000.0000,80%
3.000.001- 5.000.0000,70%
5.000.001- 10.000.0000,60%
10.000.001 TL ve üzeri0,50%

The terms for Letters of Guarantee are annual, and the TL amounts are set as fixed sums. Additionally, a 0.25% allocation fee will be charged based on the assigned limit.

Cash Transactions:
Up to 100 money transfer transactions of up to 300,000 TL can be carried out free of charge via digital channels.

Mandatory Conditions:
To benefit from the advantageous pricing, the purchase of at least two of the following products or services is required:

  • SME Package Insurance
  • 2 standing bill payment orders
  • Commercial Overdraft Account
  • Commercial Credit Card / TİM Exporter Card
  • Export proceeds being received by our Bank
  • Import payments being made through our Bank
  • Allocation of Foreign Trade Package

Foreign Trade Expense PackagesSmall Foreign Trade Tariff Package: Valid for a 12-month period. The package fee is 33,300 TL.

Via Branch Channel: 75 Export and 10 Import transactions
Via Internet Branch/NYDO Channel: 30 Import transactions

Medium Foreign Trade Tariff Package: Valid for a 12-month period. The package fee is 68,250 TL.
Via Branch Channel: 200 Export and 20 Import transactions
Via Internet Branch/NYDO Channel: 50 Import transactions

Large Foreign Trade Tariff Package: Valid for a 12-month period. The package fee is 136,500 TL.
Via Branch Channel: 400 Export and 40 Import transactions
Via Internet Branch/NYDO Channel: 100 Import transactions

 

TİM Exporter Card
The Maximiles Exporter Card, which earns miles both on purchases and exports carried out via İşbank, offers a variety of advantages and discounts in areas such as accommodation, dining, and more.

 

Maximiles TIM Exporter Card | Türkiye İş Bankası

 

Letter of Credit (L/C)
Letters of Credit, which are an important payment method in both international and domestic trade activities, can be processed through İşbank’s expert team, who will provide guidance on terms of use, procedures, and details.

Digital Export Loan
Our exporter clients can utilize their Revolving Export Loan (BCH) limits at İşbank via the Commercial Internet Branch and İşCep Commercial platforms without needing to sign any documents.

  • Final approval for loan applications will be determined by İşbank.
  • Limit allocation and revision fees may be charged within legal limits.
  • A loan usage fee of 1.10% + BITT (Banking and Insurance Transactions Tax) will be applied on the loan amount.
  • İşbank reserves the right to decline a loan request, allocate the loan under different conditions, or require collateral if deemed necessary.
  • The BITT (BSMV) rate is 5%.